SmartMoney Accounts

We beat the banks and this is how we did it! Closed until further notice

Our SmartMoney savings accounts for low- and moderate-income households earn up to 21% and continuously up to 45 months.

Families with qualifying children earn $3 for every $1 saved toward their education. And those looking to purchase their first home, continue their education or open a small business earn between $2 and $2.50 for every $1 saved. If all that sounds incredible, it is.

Click here to get on mailing list to receive updates about our savings programs.

Amount You’ve Deposited $50 $300 $600
Amount You’ve Saved $50 $390 $763

Here how it works:

  • Open an account with a minimal initial deposit ranging from $20 to $50.
  • Continue making deposits on a monthly basis from 12 to 18 months
  • Roll over your account for another 15 months with monthly deposits of $40
  • Extend your account for an additional 12 months with monthly deposits of $40 (over three years of high interest saving, combined!)
  • Every deposit earns you more benefits, including a high interest subsidy of 18% Annual Percentage Yield (APY) or more.
  • No monthly bank fees or charges. You can leave your account open for up to 12 months. No early withdrawal penalties.
  • The money you earn is yours to spend any way you like.
  • On Chex Systems? Doesn’t matter! Account is available to all who qualify by income and residency
  • *Account available to County of Los Angeles, California residents ONLY
Contact Program Manager Hassan Nicholas / for more information.

Click here to subscribe to the SmartMoney interest list!

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